FAQS

Speak to your credit specialist if you have more questions.

HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?

Repairing credit can take from as little as 2 months to as long as 12 months. On average, our clients find 6 months is all it takes to improve their credit. But remember, everyone's credit profile is unique!

WHERE CAN I FIND MY CREDIT REPORTS?

Credit reports can be pulled anytime, any day from your credit monitoring service. Log into your account and view your scored there. Most of our clients use Smart Credit.

HOW CAN I IMPROVE MY CREDIT SCORE?

Our clients have the best luck by continuing to pay all bills on time, keeping credit card balances below 10%, using a secured credit card and taking a self builder loan. Ask your credit improvement specialist for more information.

WHY DO RESULTS VARY?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them.

I DON'T HAVE MUCH ON MY CREDIT FILE. CAN YOU STILL HELP ME?

Of course! We teach all of our clients financial literacy and ways to improve their credit, even when starting with little to no credit. Sometimes a blank slate is a blessing.